At Mason Insurance we understand that no two drivers are alike, so no two auto insurance policies are alike either. Understanding what coverages you need to protect your vehicle, yourself and your passengers can seem overwhelming. Let our insurance professionals help you navigate your options and find you the most affordable insurance solution.
We strive to ensure that your auto insurance coverage is both comprehensive and suits your unique needs. Our commitment to you starts by assessing your individual driving habits and then comparing auto insurance quotes to find you the best value without sacrificing your protection. We will make sure you understand how your auto insurance dollars are safeguarding you, and we will customize an insurance quote that is the perfect fit.
Auto Insurance – It’s the Law in Ontario
Ontario has made auto insurance mandatory for the protection of us all. It is a legal requirement that all licensed driver’s comply with Ontario’s auto insurance law and carry the minimum amount of required coverage. Failure to have insurance can result in costly fines, license suspensions, and possibly having your vehicle impounded. By carrying the right coverage for your driving habits, you are protecting yourself from possible financial loss. Whether you are the victim or the driver considered at-fault, the costs associated with a claim could quickly get out of hand.
In Ontario, the minimum amount of required coverage you need to legally have is:
- Liability Coverage
- Direct Compensation: Covers damages to your car in a no-fault accident
- Uninsured Automobile Coverage: Covers medical costs and damage if caused by an uninsured driver
- Accident Benefits Coverage: Coverage for medical and other expenses
In addition to these mandatory coverages, you can also select a variety of optional coverages to ensure you are fully protected and are not facing unexpected out of pocket expenses. Our brokers will make sure you understand what options are available and what is right for you. We can customize a policy with the coverages and deductibles that best suit your needs.